Financial Empowerment Archives

Why Now is the Time to Check Your Financial Plan

For many South Africans, financial planning isn’t just about numbers – it’s about turning ambitions into reality and securing the

Closing the Tax Gap – How Can More SMEs Reap the Rewards?

Small businesses in South Africa are often managing multiple priorities such as business efficiency, innovation and growth. Amidst these daily

Varsity Vibe Survey: Unpacking Student Spending Habits

University life is often seen as a time of newfound independence. This new life chapter is met with late-night study

How to Implement Smart Strategies to Paying off Debt

Albert Einstein once said, “Compound interest is the world’s eighth wonder. He who understands it earns it… he who doesn’t

How to Build an Emergency Fund on a Tight Budget

An emergency savings fund is a financial safety net that helps cover unexpected expenses, such as medical bills, car repairs,

Reasons Gig Workers Should Think About “Formal” Money Goals

In January, this year the Department of Trade, Industry and Competition (DTIC) started saying more about its planned Transformation Fund.

A Critical Juncture for Economic and Political Leadership

The recent postponement of South Africa’s national budget speech marks a defining moment in the country’s financial and governance framework.

Business Financial Planning Year-End Checklist

As the year draws to a close, it’s important to reflect before planning to set your business up for resilience.

Fuel-Efficient Tips to Reduce Operational Cost

In South Africa’s uncertain economic environment, small business owners grapple with high fuel costs, impacting profitability. Whether you own a

How to Stay Safe in the Digital Age

During the month of love, singles, couples, and everyone in between are urged to prioritise digital safety. According to Dipesh

Why You Need to Review Your Insurance

As South Africans still hold onto new beginnings ushered in by the New Year, cleaning one’s financial house is likely

Revving Up Your Retirement Endurance Race

If you think of your retirement savings journey as a Dakar, there’s a terrific way of improving your chances over

Stay Safe From Dating Scams in the Month of Love

Online dating has become a popular way for South Africans to make romantic connections. According to research platform Statista, the

How to Spot Scams That Prey on Financial Desperation

Revitalised from their end-of-year vacation, South Africans typically tackle the New Year with gusto and renewed vigour. It is also

Navigating Retirement – Tips and Insights for Investors

Welcome to the beginning of a new chapter! Retirement is not just an end; it’s the start of an exciting

Key Questions to Unpack with Your Financial Adviser

South Africans have hit the ground running in the new year, leaving little thought for their financial security despite being

The Ripple Effect of Late Payments on Small Businesses

Small businesses are the lifeblood of South Africa’s economy, driving innovation, job creation, and economic growth. However, these businesses face

Steps to Enhance Your Financial Health

New Year’s resolutions often prioritise physical and emotional health—whether it’s committing to a gym routine, making mindful food choices, or

Prepare Your Finances for Back-to-School Costs

South African parents and guardians are facing the financial reality of preparing their children for the start of the school

Smart Investing: The Top Asset Classes to Watch

In today’s ever-evolving monetary landscape, staying knowledgeable about promising asset classes is essential for clever investing. Economic shifts, technological improvements,